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Medical insurance

2013-09-11 10:03:55 Release Author: Read Flow:4854次

By contributing to the medical insurance fund Chinese citizens can defray some of the costs of medical expenses in the event of illness or injury. Both employees and employers are required to make contributions to this fund.

Unlike in some countries where medical treatment is provided for free, in most cities in China the patient is required to bear a certain percentage of the total hospital fee. This can be quite straightforward if the hospital is based in the city in which the medical insurance premiums are being contributed, but it can be complicated if employees are injured or become ill while on holiday or business trips. Reimbursement can still be received for urgent medical treatment received in other cities, but there are certain special requirements which the patient must follow.

In addition, each month individuals receive a small amount of money onto their medical insurance card. The funds can be used to purchase medicine or other goods at pharmacies, or to pay small medical expenses at hospitals.





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